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The United States is currently in the "Great Recession" and the state of California is no exception. At present, the nationwide unemployment rate stands at 8.7%; the state of ...
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In 2010, more than 1.1 million people filed Chapter 7 bankruptcy, an increase of more than 200,000 from 2009. On the other hand, approximately 400,000 people filed Chapter 13 bankruptcy in 2010, which ...
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It’s no secret that our nation is hurting and Illinois families are being hit just as hard as families in other states. Currently, our unemployment rate is 8.6%, compared to its peak of 11.2% in ...
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Overview If you are in need of a solution to your debt and feel you have nowhere else to turn, filing for bankruptcy may be your best option. Despite it’s negative social stigma, seeking debt relief ...
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Overview In these difficult financial times, it is sometimes not possible to properly manage your finances. No matter how careful or prepared you are, suddenly losing your job or having to pay for ...
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What is it? One of the most common questions facing you when you decide to seek bankruptcy protection is whether to file for Chapter 7 debt liquidation or Chapter 13 debt reorganization. For many ...
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Summary Few of our clients ever suspected that they would have to file for bankruptcy. The stigma against the practice is strong, as it is seen as a personal failure on the part of the debtor. This ...
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As the elderly progress in age, they not only become more physically vulnerable, but can become mentally more vulnerable as well which leaves them more open to abuse in its many forms. One of these ...
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When you leave this world, you most likely want to have your hard earned assets transferred and distributed to specific loved ones, not dictated by someone you've never met, nor will ever meet. ...
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If you are one of the many thousands of people who are having difficulty staying on top of their financial situation, you may also be one of many who are considering bankruptcy as a possible solution. ...
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Not only in Florida, but in many states around the country, more and more people are having financial difficulties and are looking for immediate and effective solutions to their problems. In 2005, ...
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Bankruptcy has been stigmatized for many years, especially while many were living the “American dream,” starting their own businesses, building brighter futures for generations to come. ...
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Chapter 7 bankruptcy is also referred to as the debt liquidation bankruptcy. With a Chapter 7 bankruptcy, the debtor is allowed to discharge most unsecured debt and gain a fresh start. In addition, ...
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Once you have successfully filed your Chapter 7 or Chapter 13 bankruptcy petition, there will be what is called the 341 meeting of the creditors. This is a scheduled, short and informal meeting which ...
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Sometimes half the hurdle is making the decision to file for bankruptcy. For some, filing Chapter 7 or Chapter 13 bankruptcy is an easy decision, for others who have fought so hard against it, the ...
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The 2005 bankruptcy law reform made credit counseling mandatory for all individuals who file bankruptcy. In order for you to file for bankruptcy in Illinois, you are required by law to complete a U.S. ...
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Making the final decision to file for bankruptcy is one that can weigh heavily on one’s mind. Naturally, it is always best to compare one’s alternatives to bankruptcy to bankruptcy itself. ...
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Last year, there were more than 1.6 million consumer bankruptcy filings in the United States – the highest level since 2005. This was after recent 2005 changes to U.S. bankruptcy laws which aimed to ...
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The state of Georgia is currently contending with a 10% unemployment rate, seeing the connection between unemployment and bankruptcy isn’t rocket science. Unemployment alone is not the only reason why ...
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For most people, filing for bankruptcy is their last and only recourse. With the national unemployment rate at 9.2 percent, about 10 million American's collecting unemployment, and more than 50 ...
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