February, 2011 Articles
Posted on Feb 28, 2011 By 1st California Law Inc.
As a result of changes made in the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005, it is now a requirement that individuals who want to file bankruptcy, complete credit counseling by ...
Continue reading "Credit Counseling as a Prerequisite to Filing Bankruptcy" »
Posted on Feb 28, 2011 By Bruce C. Bridgman
In 2005 some new bankruptcy laws went into effect; this was called the Bankruptcy Abuse Prevention and Consumer Protection Act (also known as the Bankruptcy Reform Act). The changes which were ...
Continue reading "Important Facts to Know About Bankruptcy" »
Posted on Feb 28, 2011 By 1st California Law Inc.
In 2005 some new bankruptcy laws went into effect; this was called the Bankruptcy Abuse Prevention and Consumer Protection Act (also known as the Bankruptcy Reform Act). The changes which were ...
Continue reading "Important Facts to Know About Bankruptcy" »
Posted on Feb 28, 2011 By Bruce C. Bridgman
Most people want to be honest, reliable and trustworthy when it comes to financial matters and would prefer to pay than bills whenever possible. Life sometimes has a way of being unpredictable, ...
Continue reading "Is Declaring Bankruptcy an Ethical Decision?" »
Posted on Feb 28, 2011 By 1st California Law Inc.
Most people want to be honest, reliable and trustworthy when it comes to financial matters and would prefer to pay than bills whenever possible. Life sometimes has a way of being unpredictable, ...
Continue reading "Is Declaring Bankruptcy an Ethical Decision?" »
Posted on Feb 28, 2011 By Bruce C. Bridgman
Having credit cards can be a blessing when we need to make instant purchases and the cash is not to hand. Unexpected expenses can come crashing down on us like a surprise visit to the doctor may be ...
Continue reading "Credit Cards Can Be a Double-Edged Sword" »
Posted on Feb 28, 2011 By 1st California Law Inc.
Having credit cards can be a blessing when we need to make instant purchases and the cash is not to hand. Unexpected expenses can come crashing down on us like a surprise visit to the doctor may be ...
Continue reading "Credit Cards Can Be a Double-Edged Sword" »
Posted on Feb 25, 2011 By 1st California Law Inc.
In today's economy, over one million American's are filing for bankruptcy each year, and the numbers have shown no sign of decreasing, even since recent 2005 changes to the U.S. bankruptcy ...
Continue reading "Filing for Bankruptcy" »
Posted on Feb 25, 2011 By 1st California Law Inc.
Every state has its own set of laws governing wage garnishments. In the state of California, when you default on a loan, the creditor can file a lawsuit against you. If they succeed, the creditor can ...
Continue reading "Wage Garnishment in California" »
Posted on Feb 24, 2011 By 1st California Law Inc.
When the real estate bubble burst, Orange County County was hit harder than most counties across the nation. If you are a homeowner in Orange County, you are feeling the pain. It may not be your home ...
Continue reading "Alternatives to Foreclosure" »
Posted on Feb 24, 2011 By 1st California Law Inc.
Filing for bankruptcy is not the end of the world, these days the way people view bankruptcy is changing. Bankruptcy is no longer taboo; with the economy in the dumps, millions of Americans are ...
Continue reading "Rebuilding Your Credit after Bankruptcy" »
Posted on Feb 23, 2011 By 1st California Law Inc.
With today's current state of the economy, countless California families are finding relief from overwhelming debt through filing for bankruptcy. If you are heading towards bankruptcy, you have ...
Continue reading "Bankruptcy Questions and Answers" »
Posted on Feb 23, 2011 By 1st California Law Inc.
If you have lived in Orange County for the last ten years, you have watched the real estate bubble grow, and then burst. Although every state has been hit hard by the real estate crash, California is ...
Continue reading "Orange County Foreclosure Defense" »
Posted on Feb 23, 2011 By Gregory Clark
If you are considering filing for bankruptcy, you are not alone. With today’s present economy, record numbers of American’s are filing for bankruptcy relief. You do not need to feel ashamed if you ...
Continue reading "Getting Started on Bankruptcy" »
Posted on Feb 23, 2011 By Gregory Clark
If this is your first time filing for bankruptcy, you probably have a lot of questions, namely, what kind of debt can be discharged in a Chapter 7 bankruptcy? Do you qualify for Chapter 7? What is the ...
Continue reading "What Kind of Debt is Included in a Chapter 7?" »