What Is Discharge In Bankruptcy?

bankruptcy processWhen entering into any form of bankruptcy, whether filing for Chapter 7 or Chapter 13, you are working towards the ultimate goal of having your debt discharged. While this is the ultimate goal for every bankruptcy filing, many people continue to have questions about it, the idea of discharge a murky, unclear concept that is hard to pin down exactly. By securing the help of an experienced Los Angeles bankruptcy lawyer, you can have this and any other questions answered.

Within debt, discharge allows the person in debt to be relinquished from any legal hold that creditors may have on them. Creditors are not allowed to pursue any sort of action towards collecting this debt, and the debtor is released from having to pay them off. Discharge is part of the Bankruptcy Code and allows the debtor a clean slate to start on when they move forward with their life. There are cases, however, when it can be denied due to misconduct or fraudulent actions of any kind. There are also certain kinds of debts that simply cannot be discharged.

Role of a Bankruptcy Attorney

If you find yourself in a situation where you are struggling to get your feet underneath you once more, it is imperative that you secure the help of a lawyer to get your questions answered. At Pacific Attorney Group, we understand the struggles that accompany bankruptcy, and we are devoted to ensuring that our clients are navigated through the bankruptcy process as painlessly as possible. We understand that bankruptcy can seem complex and overwhelming, especially to someone who has never dealt with it before, and we want to be there in every way possible.

We can help you whether you have questions regarding bankruptcy myths, bankruptcy exemptions, creditor harassment, life after bankruptcy, debt settlement, alternatives to bankruptcy and loan modification. We are well-versed in every aspect of bankruptcy, and we want to offer you the full benefit of our experience. By working with someone as dedicated to client success as us, you can breathe easier knowing that your future is in completely capable hands.

Contact a Los Angeles Bankruptcy Lawyer today to begin discussing bankruptcy and your options.