Why Hire a Bankruptcy Lawyer?

When faced with mounting debt, you will need to address your situation head-on, but whether or not you do that alone or with the help of an attorney will make a significant difference in your experience. If you decide to resolve your debt through bankruptcy, there are numerous benefits to working with an attorney during the bankruptcy process.

First and foremost, U.S. bankruptcy laws can be incredibly confusing and the bankruptcy process itself is quite complex. There are many documents and forms that need to be filled out and filed, and several hearings and court appearances you will need to attend. An attorney can see to it that all of the necessary forms are filled out correctly and that you are competently represented at any and all hearings.  

But even before the first form is filled out, you will need to decide what form of bankruptcy you'd like to file for. The new bankruptcy laws of 2005 restrict who can and who cannot file for Chapter 7. The way to determine whether or not you qualify for Chapter 7 is if you pass the "Means Test." An experienced bankruptcy lawyer can help you with this test to determine whether or not Chapter 7 is an option for you. if you do not qualify for Chapter 7, an attorney can help you file for Chapter 13 bankruptcy instead.

A bankruptcy lawyer can also help stop creditor harassment and abuse, and address any other obstacles or problems that may prevent you from filing for bankruptcy. Furthermore, having a bankruptcy attorney by your side will ensure your questions will be answered, your concerns will be addressed, and your rights will be protected throughout each stage of the bankruptcy process.

If you are considering filing for bankruptcy, it's in your best interest to entrust your case to a knowledgeable and well-practiced bankruptcy attorney. Click here to search through our nationwide database to find a bankruptcy attorney near you!