A new report issued by the government says that unemployment has worsened in most states in the last month. CNBC News says that the July unemployment figures rose a tenth of a point from June to 8.3 percent. The government admits that 44 states say their jobless rates increase. Nevada is the state with the highest unemployment rate in the nation, and about 12 percent of the men and women in the state that could be working are not able to find jobs. Thankfully, when compared to a year ago, the Nevada unemployment rate has improved a bit. In July of 2011, the rate was at 13.8 percent in the state.

The state that is improving the fastest is California, with more than 25,000 jobs added this summer. Over the last year, the state has had a net gain of one thousand jobs a day. The motions are starting to slowly diminish the jobless rate, which hovers at 10.7 percent. Even with improvements, California’s is still the third highest unemployment rate in the states. When reporters went out to ask about the job market from the people affected, a woman in Glendale admitted that she’s looking for any job that will pay the ills. She complained that no one wants to hire her at her older age. She said that she has recently done secretarial work and worked in merchandising. Now, she is just hoping for something that pays, even a house cleaning job. Another man interviewed by CNBC News says that he has a part time job but it isn’t paying the bills. He said that he would take just about anything if it would help him to survive.

For many of these unemployed, the unemployment checks have run out. One woman told the news station that she has sought food from the Salvation Army and lit candles to save electricity after she lost her job and depleted her savings’ accounts. She collected unemployment checks for 1 and a half years, but is now worried that the money has stopped coming and she will end up on the streets. About 1 million long-term unemployed Americans rely on jobless benefits to survive but their benefits are phasing out this year while the federal government reels in Great Recession lifelines. The government expects to cut off all unemployment checks after the recipient has been out of work for 26 weeks. This means that 2 million people may abruptly lose the only money that they have to survive off of in this tough time. The cutbacks were required by federal law in February and will push some Americans into poverty.

The National Employment Law Project says that two out of three unemployed people were receiving unemployment checks in 2010, but currently less than one-half of people are getting this money. By next year, only one in every four people will be receiving these payments. The federal government spent $59 billion in unemployment benefits last year, and don’t want to repeat the action this year. This is why they are slowly starting to phase out the payments. If you will be affected by these changes, then you may want to think about ways to reorganize your debt. If you are at risk to losing your home to foreclosure, then your best bet might be a bankruptcy. By filing for bankruptcy, you will be able to discharge some of our debts and create a method to repay the rest. This may be the best way for you to get a fresh start and create a whole new financial situation for yourself. Talk to a bankruptcy attorney today to further explore this option.