When filing bankruptcy in New York, individuals can get exemptions based upon their marital status for items such as homes and vehicles.
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Chapter 7 bankruptcy allows individuals to get rid of unsecured debt from credit cards, medical bills, personal loans, and utility bills.
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Chapter 13 bankruptcy allows an individual to retain certain types of personal property by paying back their debt over a set period of time.
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Melvyn Jacoby, the senior managing partner at Jacoby & Jacoby, explains the importance of hiring an experienced bankruptcy attorney on Long Island.
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Whether or not a person will lose their home when filing bankruptcy depends on the value of the home as well as the complete evaluation of a Long Island Bankruptcy Lawyer.
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