Foreclosure Defense

Foreclosure is not inevitable, even if you have already been served a foreclosure notice or have fallen behind on your mortgage payments and cannot afford to keep up with them. There are alternatives to foreclosure, such as loan modification, a short sale, a deed in lieu of foreclosure, and filing for bankruptcy. Not all alternatives are right for everyone, and you will need the advice and guidance of a Long Island foreclosure defense attorney to determine which is best for you. You only have 20 days after being served to file a defense and proper filing may be able to stop the foreclosure or allow you the time to figure out an alternative strategy. A lawyer at our firm can help you fight foreclosure by ensuring that your paperwork is in order and by discussing all of your options with you.  At Jacoby & Jacoby, we have over 50 years of experience helping people just like you keep their homes.

Foreclosure is an incredibly stressful and even embarrassing situation.  The threat of losing your home is bad enough, but if you are foreclosed on, you also have to deal with the social stigma and the judgment of your neighbors. .  A foreclosure has more consequences than just losing your home; you will have to find a new place to live, possibly need to find a new job depending on location, and your credit will be damaged. You need to do everything you can to fight a foreclosure; the first step is to retain the services of an experienced foreclosure defense lawyer.

Hundreds of thousands of families have lost their homes due to foreclosure in the past few years. The real estate bubble burst and the down economy have made it incredibly difficult for many people to pay their mortgages. Any additional life changes, such as a divorce, unemployment, or medical problems contribute to debt and exacerbate the problem.  A lawyer at our firm can not only discuss your options, but also review your case to determine if you were subject to predatory lending, or if there are grounds to file for a defective foreclosure suit.

New York Foreclosure Defense Lawyer

Throughout New York and Long Island, many people have been served with foreclosure notices. Our attorneys provide a free consultation to evaluate your case and determine your next step. Now is the time to contact a Long Island Foreclosure Defense Attorney at Jacoby & Jacoby.