2010 Articles

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What Are The Benefits of Declaring Bankruptcy?

If you find yourself not being able to sleep at night because of worrying about how you are going to pay your bills or if you have that sinking feeling that you are never going to get ahead, it may be ...
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What Are The Benefits of Declaring Bankruptcy?

If you find yourself not being able to sleep at night because of worrying about how you are going to pay your bills or if you have that sinking feeling that you are never going to get ahead, it may be ...
Continue reading "What Are The Benefits of Declaring Bankruptcy?" »

How Do You Know If You Qualify For Bankruptcy?

Not everyone qualifies for a Chapter 7 bankruptcy (sometimes referred to as a straight bankruptcy) and there is a specific method used to determine eligibility called " The Means Test." The ...
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Where Do You Draw The Line on Debt Harassment?

When debt gets out of hand and creditors start calling, you can most likely tolerate it for a while, but when they over step their boundaries it turns into outright harassment. The Fair Debt ...
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Where Do You Draw The Line on Debt Harassment?

When debt gets out of hand and creditors start calling, you can most likely tolerate it for a while, but when they over step their boundaries it turns into outright harassment. The Fair Debt ...
Continue reading "Where Do You Draw The Line on Debt Harassment?" »

Common Bankruptcy Myths

There are many bankruptcy myths surrounding bankruptcy that give it a negative and scary reputation. Despite the prevalence of these common misconceptions, bankruptcy is an extremely useful and ...
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Advantages of Filing for Bankruptcy

If you are facing overwhelming debt or foreclosure and are searching for available options for debt relief, one of the best options that may be available to you is filing for bankruptcy. Bankruptcy is ...
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About Asset Protection

When you are facing bankruptcy due to mounting debt that you are simply incapable of paying back, one of your biggest concerns is the state of your property and the process of liquidation in a Chapter ...
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Bankruptcy Myths Exposed

Bankruptcy, a once feared idea, with a stigma attached has now become a widely used and sought after tool for debt relief for Americans. Hardworking men and women who have found themselves backed in a ...
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Common Foreclosure Scams

Purchasing a home, building a life and a family are a big part of the American dream, while all it takes to watch years of investment slip away, is a few missed mortgage payments. In the wake of ...
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Benefits and Options for Debt Relief

One of the most difficult decisions you may have to make financially is in regards to eliminating the debt that you may have accumulated in amounts that are simply too overwhelming for you to pay ...
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Debtors Rights in Florida

Fortunately, there's no such thing as a debtors prison, you will not go to jail for failing to pay your debts. However, if you do not pay your debt or if a judgment is made against you, this negative ...
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Predatory Lending Defined

Predatory lending is a term used to describe a wide range of unfair financial practices. Due to the fact that Florida's real estate market was one of the nation's hardest hit, changes have ...
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What Debt is Discharged?

A common myth associated with bankruptcy is that all debt can be discharged. This is untrue. While most debt can be eliminated through bankruptcy, there are certain types of debt that cannot be ...
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Your Life After Filing for Bankruptcy

Whenever you file for a bankruptcy or you are considering filing for bankruptcy, one of the most important considerations that will or should be on your mind is how you will proceed after the ...
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Credit Restoration After Bankruptcy

If you have filed for bankruptcy or are considering bankruptcy, one of your biggest concerns, understandably, is the state of your credit and how you can begin to restore it to a respectable level. It ...
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Florida’s Foreclosure Market Takes a Hard Hit

Since the highly publicized "robo-singing" scandal, big banks such as Bank of America, JPMorgan Chase and Ally have all publicly acknowledged their own responsibility with faulty foreclosure practices ...
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Myths Surrounding Bankruptcy

There are an almost innumerable amount of myths regarding bankruptcy that often prevents debtors who can most utilize bankruptcy options from relieving their debt. These bankruptcy myths are founded ...
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Understanding Debt Relief Options

Facing rising debt can be a terrifying and unsettling experience. Medical bills, credit card debt, and many other types of both secured and unsecured debt can combine to create a mountain of debt ...
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The Florida Consumer Collections Practices Act

Enacted on January 1, 1994, the Florida Consumer Collections Practices Act was enforced in order to protect Florida residents from unfair debt collection practices by unscrupulous debt collection ...
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